# Verify Account / Penny Test

{% tabs %}
{% tab title="Production" %}
[https://payout.payumoney.com//payout/payment/verifyAccount](https://payout.payumoney.com/payout/payment/verifyAccount)
{% endtab %}

{% tab title="Testing" %}
[**https://test.payumoney.com//payout/payment/verifyAccount**](https://test.payumoney.com/payout/payment/verifyAccount)
{% endtab %}
{% endtabs %}

## **Request Header Params**

| **Key**          | **Description**                                    | **Data type** | **Mandatory** | **possible Values**                          |
| ---------------- | -------------------------------------------------- | ------------- | ------------- | -------------------------------------------- |
| Authorization    | Access token generated earlier.                    | String        | Yes           | Bearer {access\_token}                       |
| payoutMerchantId | This is the merchant id provided while on-boarding | String        | Yes           |                                              |
| content-type     | Request content type                               | String        | Yes           | <p><br>application/x-www-form-urlencoded</p> |

{% hint style="info" %}
**payountMerchantId is different from payumoney merchant id, please check payouts dashboard or call customer support if you don’t know your payoutsMerchantID**
{% endhint %}

## &#x20;**Request Params**

| **Key**       | **Description**                                        | **Data type** | **Mandatory**                  | **possible Values**                                                                         |
| ------------- | ------------------------------------------------------ | ------------- | ------------------------------ | ------------------------------------------------------------------------------------------- |
| accountNumber | Account Number                                         | String        | Yes                            |                                                                                             |
| ifscCode      | Ifsc Code                                              | String        | Yes                            |                                                                                             |
| merchantRefId | Unique identifier from merchant to identify the status | String        | Yes                            | It can be any auto incremental value                                                        |
| amount        | Amount to be transfer for penny                        | Double        | No                             | <p>Default value randomly between 1 Rs. to 1.10 Rs.</p><p>Max possible amount is 10 Rs.</p> |
| validateIfsc  | to validate IFSC or not                                | Boolean       | No                             | true/false                                                                                  |
| beneName      | beneficiary name                                       | String        | Only when nameMatching is true | alpha-numeric string                                                                        |
| nameMatching  | to check name matching                                 | Boolean       | No                             | true/false                                                                                  |
| purpose       | purpose                                                | String        | Yes                            | alpha-numeric string                                                                        |

## **Example**

**Sample Request :**

```
curl --location --request POST 'https://test.payumoney.com/payout/payment/verifyAccount' \
--header 'Authorization: Bearer c9d6fbde1b730e4d3d6c4e68002974097bb7fbc173e83aa68dd43064e502ed16' \
--header 'payoutMerchantId: 1111594' \
--header 'Content-Type: application/x-www-form-urlencoded' \
--header 'Cache-Control: no-cache' \
--data-urlencode 'accountNumber=51234567890' \
--data-urlencode 'ifscCode=HDFC0001098' \
--data-urlencode 'merchantRefId=987668124234235' \
--data-urlencode 'validateIfsc=true' \
--data-urlencode 'beneName=Ankush Pokarana' \
--data-urlencode 'nameMatching=true' \
--data-urlencode 'purpose=Test'
```

**Response :**

{% tabs %}
{% tab title="Success" %}

```
{
    "status": 0,
    "msg": null,
    "code": null,
    "data": {
        "accountExists": "YES",
        "beneficiaryName": "Ankush Pokarana",
        "nameMatch": 59.45121951219513,
        "status": "Success",
        "error": ""
    }
}
```

{% endtab %}

{% tab title="Failure" %}

```
{
    "status": 0,
    "msg": null,
    "code": null,
    "data": {
        "accountExists": "No",
        "beneficiaryName": "",
        "status": "Success", 
        "error": "Invalid Benificiary MMID/Mobile Number"
    }
}
```

{% endtab %}
{% endtabs %}

&#x20;