# Onboarding

### **Overall steps to be followed:**

1. Create a merchant account in production environment by calling our onboarding team. If you already have a merchant account with payu skip this step.
2. Ask our support team to enable payouts for your merchant account. (By default we do not offer payouts to all merchants, hence we need to enable it for you)
3. Once enabled, you should see payouts in your payu dashboard.
4. If you wish to integrate with payouts api and make payments in realtime by calling our API, continue reading this guide.
5. Create a test account by calling our integration team. Ask your username and password.
6. Read the integration doc in details, download our [postman collection](https://payu-docs.gitbook.io/payouts-integration/postman-collection) and look at the various api specs.
7. Start with requesting an [authentication ](https://payu-docs.gitbook.io/payouts-integration/1.-authentication)token by using our api(discussed in next section)
8. Once you have a token, [check your account details](https://payu-docs.gitbook.io/payouts-integration/core-payouts-api/get-account-details) using api (or by using merchant dashboard)
9. Recharge merchant’s virtual account by transferring money to it
10. Check account balance using dashboard or through our [api](https://payu-docs.gitbook.io/payouts-integration/core-payouts-api/get-account-details)
11. Integrate [webhooks ](https://payu-docs.gitbook.io/payouts-integration/webhooks/untitled)as required(discussed in details in this doc)
12. Integrate [transfer api ](https://payu-docs.gitbook.io/payouts-integration/core-payouts-api/initiate-transfer)and start transferring money
13. Get transfer success/failure updates using webhooks, which can be set using [apis ](https://payu-docs.gitbook.io/payouts-integration/webhooks/set-webhook-api)or using merchant dashboard
14. Integrate other apis – [cancel transfer](https://payu-docs.gitbook.io/payouts-integration/core-payouts-api/get-transfer-status)/ [smart send](https://payu-docs.gitbook.io/payouts-integration/smart-send/smart-send-api)/ [check transfer status](https://payu-docs.gitbook.io/payouts-integration/core-payouts-api/check-transfer-status)
15. Voila you seem to be sorted, once above is tested in test environment, start using production.
16. Stuck? Check our [FAQ ](https://payu-docs.gitbook.io/payouts-integration/faq)section or raise a support request by visiting <https://help.payu.in/>&#x20;

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