payountMerchantId is different from payumoney merchant id, please check payouts dashboard or call customer support if you don’t know your payoutsMerchantID
Response code from payu side, Please check below table for all values
transferType
Mode of the transfer used while initiating request (IMPS,NEFT,UPI)
bankTransactionRefNo
Bank transfer reference number
nameWithBank
Beneficiary name as per bank
lastStatusUpdateDate
Transfer terminating state time (Transfer success or failure time)
Status
Description
QUEUED
It will be first state once we get transaction request from merchant. If merchant is not having enough balance in his account txn will be in queued state only till he/she do deposit in virtual account.
** Check disable queued payout
IN_PROGRESS
Transaction picked for processing with bank
PENDING
We have received pending status from bank. Final status will be updated once we get success or failure from bank. Reconciliation for these type of transaction happen after every 5 min.
FAILED
Transaction got failed at bank end. Check error message and fix if anything wrong in request or else retry.
SUCCESS
Transaction got success. Amount is transferred to customer account
WAITING_FOR_RETRY
Transaction is waiting to be picked again. You will get this status only in case bank / beneficiary bank server is down and you have passed retry as true or empty while calling transfer API.
Error Code
Msg
600022
Purpose Code is Pass purpose code Check Internally Business required for this customer
600024
Invalid Debit Account for Customer
600025
Hold Funds Present - Refer to Drawer ( Account would Overdraw )
600023
A transaction with same reference number is already processed or under processing
600040
Rejected/Failed at upstream IMPS Service
600020
Purpose Code not found
600042
Correct beneficiary details and retry
600021
Only registered beneficiaries are allowed for this purpose code
600041
No Relationship Exists with the debit Account {AccountNo} and partner
600045
Transaction is in error due to issue with the transaction details.
600043
Transaction accepted by RBI but beneficiary bank rejected it.
600039
Correct beneficiary details and retry
600049
Request Reference Number sent in the request was not found.
600011
Invalid Transfer Type
600038
Rejected/Failed at beneficiary bank
600051
Gateway Timeout
600013
Beneficiary not acceptable
600012
Limit Daily/transaction/rate exceeded
600047
Bad Request
600026
Rejected/Failed at upstream CBS Service
600050
Internal Server Error
600010
Insufficient Balance in debit account, payment required
600028
Rejected by upstream CBS Service for the request parameters passed
600014
Bad Gateway
600027
No Relationship Exists with the debit Account {AccountNo} and partner
600048
Internal error
600029
NEFT - Both Customer Mobile and Email is not valid
600054
Outward transaction is rejected by the payment body
600053
Transaction is in error due to issue with the transaction details
600031
Destination Bank and Branch could not be resolved
600036
Beneficiary Bank is not enabled for Foreign Inward Remittance
600032
Acquiring Bank CBS or node offline
600037
Beneficiary account is closed
600034
Amount limit exceeded
600044
Outward Transaction Rejected
600035
Account blocked/frozen
600017
The transaction amount should be multiples of Re 1 for RTGS
600030
To Account Number is Invalid
600018
Transfer Amount is less than minimum amount for RTGS
600033
Invalid Benificiary MMID/Mobile Number
600046
Transaction is in error due to issue with the transaction details.
600015
The transaction amount exceeds the maximum amount for IMPS
600016
The transfer currency is not supported. Supported currency is INR